UNIVERSAL INSURANCE

Universal life (UL) insurance combines permanent life insurance coverage with investment options.

Universal Life insurance plans offer an investor flexibility to choose whether insurance premiums will be level or increase yearly; whether the death benefit will remain level or increase; and whether or not an investor would like to contribute additional premiums to utilize the many investment options in the plan. If an investor utilizes the investment component of the policy, there are options available to access or use the accumulated cash value.

Universal Life Insurance can adapt to changing needs during a lifetime. Obtain life insurance coverage and accumulate additional tax-sheltered funds.

Contact Sukhinder S Gill today for a quote or to arrange a review of your insurance needs.